Welcome to Legacy Shield

The latest UK budget underscores a harsh reality: financial pressures on individuals, families, and businesses are mounting. Rising property values and unchanged inheritance tax (IHT) thresholds mean more families than ever are being pulled into the tax net, underscoring the importance of proactive planning.

Example:

A family with a £1 million home could face a potential tax bill of £270,000, leaving less for their loved ones.

But there’s more to safeguarding your wealth than just tax efficiency. The government has also tightened regulations, targeting measures perceived as “loopholes.” Now, protecting what you’ve built requires careful, compliant strategies designed to weather these changes.

We founded LegacyShield to give individuals, families, and businesses the tools to navigate this evolving financial landscape. Our mission is clear:

• Protect what matters most.
• Preserve your legacy.
• Empower you to secure your future.

LegacyShield is dedicated to creating bespoke strategies tailored to:

• Minimize Estate Management Costs: Reduce fees and complexities associated with settling estates.
• Protect Your Assets: Safeguard your wealth from creditors, disputes, and financial risks.
• Preserve Generational Wealth: Ensure what you’ve built is passed on, as you intend, to future generations.

 1. Asset Protection

Your most valuable assets—property, businesses, investments—are shielded from risks through legally sound arrangements. Our approach ensures your wealth is safeguarded against creditors, disputes, and unforeseen challenges, while adhering to UK laws.

2. Estate Planning Made Simple

Estate management fees can consume a significant portion of what’s left behind. Our strategies help streamline the process, keeping your wealth in the hands of your loved ones instead of third parties.

3. Future-Proofing Your Wealth

Life changes, and so do laws. Our flexible solutions adapt to new circumstances, ensuring your wealth remains protected and compliant for years to come.

4. Tax Efficiency

While not the primary focus, our strategies can help reduce exposure to inheritance tax through compliant, tailored approaches.

The frozen nil-rate band (£325,000) and residence nil-rate band (£175,000) thresholds won’t increase until at least 2028. With rising property values, families face larger tax bills, often on estates that wouldn’t traditionally be considered “wealthy.”

Without proactive planning:

• Estates worth just over £500,000 may face unexpected tax liabilities.
• Families with £1 million homes or higher could see significant portions of their wealth lost to taxes.

We work with your legal and financial advisors to create a plan that reflects your unique goals and circumstances. Every detail is tailored to protect your assets, preserve your legacy, and empower you to navigate financial challenges confidently. 

The impact of the budget is clear: without planning, the financial challenges for families and businesses will continue to grow. But with LegacyShield, you can take control.

Discover how we can help you safeguard what matters most.

 When it comes to safeguarding your wealth and securing your legacy, traditional solutions often leave gaps. At LegacyShield, we offer a groundbreaking approach that addresses these limitations and provides unparalleled benefits. 

• The Traditional Way: Trusts are often used to shelter assets from taxes and disputes. However, they come with rigid rules, high costs, and require relinquishing direct control.
• Our Difference: Unlike trusts, our strategy ensures you maintain full access and operational use of your assets while safeguarding them from risks.

• The Traditional Way: Reliefs offer tax benefits but are subject to strict eligibility rules and limited asset classes.
• Our Difference: Our strategy applies to a broader range of assets and circumstances, offering flexibility without reliance on specific classifications.

• The Traditional Way: Offshore solutions can provide confidentiality but often bring complexity, scrutiny, and significant costs.
• Our Difference: Simplified, accessible, and fully compliant, our approach offers peace of mind without the downsides of opaque offshore structures.

• Retain Control: Your assets remain fully accessible for your use, even as they are legally structured for protection.
• Tailored to Your Needs: Every strategy is built around your unique circumstances, adapting as your life and priorities evolve.
• Accessible for All: Whether managing a modest portfolio or significant wealth, our solution is designed to work for everyone.

While conventional solutions might partially safeguard your wealth—or do so at great expense—our approach offers a seamless experience with unmatched benefits, including:

• Enhanced Protection: Shield your assets from creditors, disputes, and unforeseen challenges.
• Cost Efficiency: Potential reductions in inheritance tax liabilities and estate management fees.
• Transparency and Control: Maintain complete clarity and authority over your wealth, always.

Discover the unmatched value of our solution. Below is an example of how our strategy works for portfolios of different values, illustrating how the 1% fee delivers substantial long-term benefits: 

Despite its portrayal as a "fair tax," IHT often punishes the very families and individuals who have already contributed significantly through:

• Income Tax
• National Insurance
• Stamp Duty
• VAT

These taxes are paid throughout a lifetime of hard work. IHT adds an additional layer, reducing what can be passed on to future generations.

At LegacyShield, we understand the unique challenges IHT poses for families, businesses, and individuals. Our strategies are designed to ensure your wealth is protected and your legacy preserved:

• Keep More of What You’ve Earned: Structure your assets to reduce exposure to unnecessary taxes.
• Protect Your Family: Ensure your loved ones receive the inheritance you intended.
• Plan for the Future: Take control of your estate with proactive, legally compliant strategies.

IHT is designed to take a significant portion of your estate, but with the right planning, you can limit its impact. Don’t let your hard-earned wealth fall victim to the system. 

At LegacyShield, we believe in keeping things simple. Our fee structure is straightforward, providing maximum value with no hidden costs or surprises. 

• What You Pay:
  A one-time fee of 1% of your asset valuation. This can be paid upfront or spread over 10 years for your convenience.
• No Hidden Fees:
  This fee covers a full decade of comprehensive asset protection—no additional charges or unexpected costs

• Your Decision:
  Asset valuation is determined by you, your accountant, or your legal advisor, ensuring it reflects your unique circumstances.
• Professional Oversight:
  Your advisors ensure the valuation is accurate, compliant with legal and tax obligations, and tailored to your needs.

Your advisors work with you to define the details, ensuring the agreement aligns perfectly with your priorities:

• Customizable Options: Include or exclude specific assets, define durations, and adjust clauses as needed.
• Independent Third Party: LegacyShield acts as an impartial entity to hold your assets securely and ensure peace of mind.

Example 1: Assets Valued at £2,000,000

• Fee: £20,000 (1%).
• Breakdown: £2,000/year or under £167/month.
• Impact: Without planning, IHT could cost up to £800,000.

Example 2: Assets Valued at £50,000

• Fee: £500 (1%).
• Breakdown: £50/year or under £5/month.
• Impact: Without planning, IHT could cost up to £20,000.

Example 3: Assets Valued at £400,000

• Fee: £4,000 (1%).
• Breakdown: £400/year or under £34/month.
• Impact: Without planning, IHT could cost up to £160,000.

• Simplicity: One flat fee eliminates ongoing administrative and planning costs.
• Control: You and your advisors tailor the agreement to your goals.
• Cost-Effectiveness: Compare the 1% fee to potential IHT, legal disputes, or asset seizure costs, and the value is clear.

For just 1% of your asset valuation, you gain a decade of robust protection and security. Let us handle the complexities while you focus on building and preserving your legacy. 

At LegacyShield, we specialize in protecting your wealth with precision and care. Our approach ensures your assets remain fully accessible to you while being shielded from unnecessary risks, challenges, or liabilities. 

1. Independent Custody in a Secure Jurisdiction

Your assets are held independently in a legally robust jurisdiction, offering unparalleled protection within the framework of UK regulations.

• Neutral Holding: Assets are removed from direct association with you, reducing exposure to creditors, legal disputes, and tax authorities.
• Robust Legal Protections: Our chosen jurisdiction is known for its strict asset protection laws, making challenges exceptionally difficult.
• Peace of Mind: Your wealth is safeguarded and structured to serve your goals—not the interests of others.

2. Valuations at Arm’s Length

Your assets are valued independently to ensure transparency, compliance, and fairness.

• Who Determines the Value: You, your accountant, or your legal advisors set the valuation based on market rates.
• Why It Matters: Independent valuations guarantee defensible arrangements, minimizing risk and ensuring integrity.

3. Flexible, Tailored Protection

Every plan we create is customized to align with your unique financial goals.

• Flexible Parameters: Choose which assets to include, and update them as your needs evolve.
• Reversion Clauses: Ensure assets revert to you, your beneficiaries, or a trust seamlessly, avoiding unnecessary taxes or disputes.
• Adaptable Plans: From inheritance planning to business continuity, our strategies grow with you.

Your assets are safeguarded from a wide range of risks:

• Creditors: Shielded from claims or disputes.
• Legal Challenges: Independently held, making them less vulnerable in court.
• Family Conflicts: Clear structures prevent disputes over inheritance.
• Care Costs: Protected from local authority assessments for long-term care.

4. Accessible Yet Protected

The hallmark of our approach is keeping your assets within reach while ensuring robust protection.

• 24/7 Accessibility: Retain full use of your assets under agreed terms.
• Complete Control: Work with your advisors to define how and when assets are accessed or reverted.

• Unmatched Expertise: Decades of experience in asset protection and tax planning.
• Tailored Solutions: Strategies built specifically for your needs and goals.
• Complete Transparency: No hidden fees, no surprises—just effective solutions that work.

At LegacyShield, your assets are more than protected—they’re untouchable. Held independently in a secure jurisdiction, valued at arm’s length, and governed by parameters you control, your wealth remains secure, flexible, and yours to command.